Business-OnlinePayment-OpenECHO
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</TR>
<TR>
<TD vAlign="top">20</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Invalid
response</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">Invalid
response.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">21</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">No
action taken</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">No
action taken. The issuer declined with no other explanation.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">22</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Suspected
malfunction</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">Suspected
malfunction.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">23</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Unacceptable
transaction fee</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">Unacceptable
transaction fee.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">24</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">File
update not supported</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">File
update not supported.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">25</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Unable
to locate record</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">Unable
to locate record.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">26</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Duplicate
record</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">Duplicate
record.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">27</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">File
update edit error</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">File
update edit error.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">28</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">File
update file locked</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">File
update file locked.</FONT></TD>
</TR>
<tr>
<td valign="top">
29</td>
<td valign="top" width="259">not used</td>
<td valign="top"> </td>
</tr>
<tr>
<td valign="top">30</td>
<td valign="top" width="259"><FONT face="Times New Roman" size="3">Format
error, call ECHO</FONT></td>
<td valign="top"><FONT face="Times New Roman" size="3">The
host reported that the transaction was not formatted properly.</FONT></td>
</tr>
<TR>
<TD vAlign="top">31</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Bank
not supported</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">Bank
not supported by switch.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">32</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Completed
partially</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">Completed
partially.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">33</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Expired
card, pick-up</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">The
card is expired. Merchant may
receive reward money by capturing the card.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">34</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Issuer
suspects fraud, pick-up card</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">The
card issuer suspects fraud. Merchant
may receive reward money by capturing the card.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">35</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Contact
acquirer, pick-up</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">Contact
card issuer. Merchant may receive
reward money by capturing the card.</FONT></TD>
</TR>
<TR>
<TD vAlign="top">36</TD>
<TD vAlign="top" width="259"><FONT face="Times New Roman" size="3">Restricted
card, pick-up</FONT></TD>
<TD vAlign="top"><FONT face="Times New Roman" size="3">The
card is restricted by the issuer. Merchant
may receive reward money by capturing the card.</FONT></TD>
</TR>
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